Insights
Insights
Notes on transitions and growth for small businesses, plus company news.
Buying a Business
SBA 7(a) Acquisition Loans After October 1, 2026: What Buyers and Sellers Need to Know
SOP 50 10 8.1 took effect Oct 1, 2026. What changed for SBA acquisition loans: 1.25x coverage, valuation caps, seller notes, investor equity, and how to adjust.
November 2, 2026
Selling a Business
What Is My Small Business Worth? Valuation Basics for $1M to $3M Revenue Companies
October 26, 2026
Selling a Business
Independent Sponsor, Private Equity Fund, Searcher or Competitor: Who Should Buy Your Business?
October 19, 2026
Selling a Business
Succession Planning When There Is No Family Successor: Five Options for Small Business Owners
October 12, 2026
Buying a Business
How to Find Off-Market Businesses to Buy in the Midwest: A Buy-Side Playbook for Searchers
October 5, 2026
Mergers & Acquisitions
Seller Notes, Earnouts and Rollover Equity: How Deal Structure Decides What You Take Home
September 28, 2026
Selling a Business
Selling Your Business in the Next Year? A Month-by-Month Readiness Plan for Owners
September 21, 2026
Business Operations
The First 100 Days After Buying a Small Business: A Field Guide for New Owners
September 14, 2026
Artificial intelligence (AI)
Practical AI for Owner-Run Businesses: Where It Saves Hours, and Where It Does Not
September 7, 2026
Dental and Healthcare
Dental Practice Partnership or DSO Sale? What Independent Dentists Should Weigh
August 31, 2026
Mergers & Acquisitions
Buying or Selling a Small Food Manufacturer: The Diligence Checklist That Actually Matters
August 24, 2026
Annual Letter
Twelve31’s Inaugural Annual Letter: Reflections on a Transformative 2025
Dear Clients, Customers, and Investors, As we conclude 2025, I would like to reflect on what has been a significant year for Twelve31. This marks our first annual letter, a new...
December 31, 2025
Insights
Rolling Equity 101: How Founders Can Maximize Value When Selling Their Business
April 13, 2024
Business Operations
Mastering MOIC for Strategic Growth: Twelve31’s Guide to Smart Acquisitions
February 25, 2024
Buying a Business
The Search Fund Industry: Two Decades of Solid Performance from an Investment Perspective
September 11, 2023
Artificial intelligence (AI)
Embracing the AI Revolution: The Future of Small Businesses in the Digital Age
July 3, 2023
Mergers & Acquisitions
Unlock the Full Potential of Your Small Business Sale with Twelve31’s Secure Income Management Strategy (SIMS)
April 30, 2023
Business Operations
Organic Growth: The Sustainable Alternative Shaping Small Businesses
March 18, 2023
Business Operations
Unlocking the Potential of Your Business: Why Every Company Needs an Operating Model (S&OP) and How Twelve31 Can Help
January 14, 2023
Business Operations
Creating Value Faster: A Playbook for Small to Mid-Sized Businesses in Mergers and Acquisitions
January 14, 2023
Business Operations
Stepping Away from the Day-to-Day Operations of a Small Business: The Importance of Systematizing and Installing a Leadership Team
January 11, 2023
Press Releases
Twelve31 Ventures Forms Hawkeye Home Services, Inc. to Drive Growth in Home Service Industry
January 1, 2023
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